Frugal Recycling, Shopping and Living Green
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Preparing for Earthquakes
How to Frugally
Prepare for an Earthquake
1994 Northridge Earthquake
CAL State
Northridge College Parking Garage
Earthquakes cause a lot of anxiety, both during and after the
earth shakes. Many people, especially children, are afraid to go
back into their homes after an earthquakes. For this reason, it is wise to
own a tent so you can camp out in the backyard for a few days until they are
calmer.
Another unusual item that is good to have in case of an earthquake if you
live in an area where they are common is a fold-up bicycle. If you are
away from home when the earthquake hits, it may be the only way you can get
home.
HERE ARE LINKS TO INFORMATION ON THE OTHER BASICS THAT YOU WILL NEED IN CASE
OF AN EARTHQUAKE:
Water Storage
- In case water lines are ruptured.
Food- In case roads are impassable.
Hygiene- In case roads are impassable.
Warmth-
In case the power goes out.
Emergency Lighting
- In case the power goes out.
Communication-
The ground lines may go down or the cell phone towers may be disrupted.
3 Day Emergency
Kits - If your home is declared unsafe by civic authorities, you will
have to leave it.
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Insurance Coverage Earthquakes are not a covered peril
under a regular homeowner insurance policy. If you want earthquake
coverage, you must buy a special policy or endorsement. Earthquake
insurance is expensive when you consider that it only covers one peril.
The typical insurance deductible is 10 percent. So if you buy earthquake coverage with a 10
percent deductible, and your house is worth $300,000, you would have
to sustain over $30,000 of damage before you could collect any money. |
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